Showing posts with label property tax. Show all posts
Showing posts with label property tax. Show all posts

Monday, February 13, 2012

Learn How To Reduce Your Property Tax Bill By 50%


Automatic Fire Sprinklers

The Facts

Home sprinklers are effective in fighting fire
  • Automatic fire sprinklers have been in use in the U.S. since 1874.
  • Fire sprinklers are widely recognized as the single most effective method for fighting the spread of fires in their early stages - before they can cause severe injury to people and damage to property.
  • When one fire sprinkler head goes off to fight a fire the entire sprinkler system does NOT activate. Sprinklers react to temperatures in individual rooms.
  • The chances of a fire sprinkler accidentally going off are extremely remote.
  • Installation of fire sprinklers can provide discounts on insurance premiums.
  • The costs for installing fire sprinkler systems in buildings 6 to 8 stories high ranges from under a dollar to about $2.00 per square foot in most new construction and from about $1.50 to $2.50 per square foot for retrofitting sprinklers in existing buildings.
  • The installation of fire sprinklers in new residential construction is estimated to make up around 1% of the total building cost. (Similar to the cost of new carpet)
  • Over 200 U.S. communities have residential sprinkler laws. Roughly 100 of these communities are in California. In downtown Fresno for example, there has been fire damage of only $42,000 during a 10-year period in which its sprinkler law has been in effect.
  • According to the National Fire Protection Association, property damage in hotel fires was 78% less in structures with sprinklers than it was in structures without sprinklers during the years 1983-87. (Average loss per fire was $2,300 in sprinklered buildings and $10,300 in unsprinklered buildings.)
  • Nearly half of all hotels and motels, according to a 1988 survey by NFPA, have sprinkler systems.
  • NFPA has no record of a fire killing more than two people in a completely sprinklered building where the system was properly operating, except in an explosion or flash fire or where industrial fire brigade members or employees were killed during fire suppression operations.

MYTHS AND FACTS ABOUT AUTOMATIC FIRE SPRINKLERS

Automatic sprinkler systems have enjoyed an enviable record of protecting life and property for over 100 years. Yet, there are still common misunderstandings about the operation and effectiveness of automatic fire sprinkler systems:
Myth 1: "Water damage from a sprinkler system will be more extensive than fire damage."
Fact: Water damage from a home sprinkler system will be much less severe than the damage caused by water from fire-fighting hose lines or smoke and fire damage if the fire goes unabated. Quick response sprinklers release 8-24 gallons of water per minute compared to 50-125 gallons per minute released by a fire hose.
Myth 2: "When a fire occurs, every sprinkler head goes off."
Fact: Sprinkler heads are individually activated by fire. Residential fires are usually controlled with one sprinkler head. 90% of all fires are controlled with six or fewer heads and a study conducted in Australia and New Zealand covering 82 years of automatic sprinkler use found that 82% of the fires which occurred were controlled by two or fewer sprinklers.
Myth 3: "A smoke detector provides enough protection."
Fact: Smoke detectors save lives by providing a warning system but can do nothing to extinguish a growing fire or protect those physically unable to escape on their own, such as the elderly or small children. Too often, battery operated smoke detectors fail to function because the batteries are dead or have been removed. As the percent of homes in America that were "protected" with smoke detectors increased from zero to more than 70%, the number of fire deaths in homes did not significantly decrease.
Myth 4: "Sprinklers are designed to protect property, but are not effective for life safety."
Fact: Sprinklers provide a high level of life safety. Statistics demonstrate that there has never been any multiple loss of life in a fully sprinklered building. Property losses are 85% less in residences with fire sprinklers compared to those without sprinklers. The combination of automatic sprinklers and early warning systems in all buildings and residences could reduce overall injuries, loss of life and property damage by at least 50%.

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Wednesday, January 5, 2011

House Fire You Did Not Hear About

Yesterday, we responded to a fire in a kitchen. Some kids in the home had decided to cook french fries and were heating the cooking oil. At some point, the pan was left unattended and a fire started. As a side note, cooking related fires are the number one cause of fires here in the County as well as across the country.

Certainly the above is a recipe (no pun intended) for a potential large fire, loss of life, and potentially hundreds of thousands of dollars in property loss. No question a fire event that would make the news. So why did you not hear about this fire involving kids yesterday?

Read a part of the report to understand: Fire extinguished by residential sprinkler prior to arrival of Fire Department. Held E722 and RS722 to remove light smoke. No injuries, $2500 in loss.

Not only do home fire sprinklers dramatically reduce the risk of home fire deaths, they also decrease fire damage by as much as two-thirds when compared to homes without sprinklers.*  It is like having fire fighters living inside your home (see video above from Fresno, CA Fire Department)!

Sprinklers and smoke alarms together cut your risk of dying in a home fire 82% relative to having neither – a savings of thousands of lives a year (from NFPA).

While all new homes in the County are required to have this vital life safety tool installed, the vast majority of Montgomery County homes do not have sprinklers protecting them. There is a program in the County that will allow you a one time tax credit of up to 50% of your county property tax on dwellings when you retro-fit your home with fire sprinklers.

Go here to learn more: Learn How To Reduce Your Property Tax Bill By 50%

* Homefiresprinkler.org